A Kisan Bank will have following features:
This would be a single window for all kind of farm input.

Knowledge, seed sourcing and other services will be accessible through the bank.

Bank will not limit its services as financing institute but would be in close partnership with farmers.

Any financial support lento farmers will be returned not in form of case but in the form of farm commodities. This would save farmers from falling into victim of vicious market circle.

Return of the loan will be on the basis of produce but in case farmers prefer to return in case will not be denied but in that case with nominal interest.

Bank will realize its interest out of selling farm produce to the open market or other better mechanism.

Bank will also explore value addition of farm produce within its ambit. This would fetch better prices as well would attract farmers future generation in farm sector.

Bank will be a equal stakeholder with farmers in his ventures. The Bank will share the loss due to any mishap as well profit in amenable situation.

In case of crop failure for any reason, bank will not be entitled to force recovery but will explore other possibilities to empower farm community to return the same. A relief period, effective next cropping, choice of crop insurance and cover through earlier profit can be some alternative.

Kisan Bank will also facilitate farmers to obtain crop / produce insurance policies to cover crop loss, marginal and small farmers are otherwise don't have access to it.

Agri-institute or present agri public services will also be tied up with bank to provide related knowledge and backup services.

The Bank will also source quality seed from development agencies and will ensure its access to common both by multiplication and dissemination.

A farmers services center will also be the part of the bank to avail marginal and small farmers equipments in nominal hire charges that can be recovered at the time of crop harvest.